Verified March 14, 2026

ADU Regulations in San Mateo, California

San Mateo County · CA · Pop. 105,000

Max ADU Size

1,200

sq ft detached

Rear Setback

4 ft

Permit Timeline

60 days

Build Cost

$220,000 – $430,000

Zoning

Allowed ADU Types

Detached ADU
Attached ADU
JADU (Junior ADU)
Garage Conversion
Max per lot: 2 ADUs✓ No owner-occupancy required

State law preempts local owner-occupancy requirements. One ADU plus one JADU permitted per single-family lot. Multifamily lots may allow multiple detached ADUs in existing non-livable space per state law.

Source: City of San Mateo — Accessory Dwelling Units · San Mateo Municipal Code Chapter 27.19

Dimensions

Size & Setback Requirements

Detached

1,200

sq ft max

JADU

500

sq ft max

Attached

50% of primary home, max 1,200 sq ft

Setbacks

front

Same as primary dwelling

side

4 ft

rear

4 ft

Max height: 16 ft

Lot coverage: Per underlying zone

ADUs built within the envelope of a legally established structure require no additional setbacks. Two-story ADUs may be permitted with design review in some zones; check with Planning for height exception process.

Permitting

Permit Process

Department

City of San Mateo Community Development Department

Review Timeline

60 days

Permit Fees

$11,000 – $22,000

Impact Fees

Impact fees waived for ADUs under 750 sq ft per state law

Required Documents

  • Site plan
  • Floor plans
  • Elevations
  • Title 24 energy compliance
  • Structural drawings
  • Geotechnical report (if required by slope conditions)

San Mateo permit fees reflect Peninsula market rates and robust city services. The city offers an online permit portal for ADU pre-screening. School fees and park fees may apply for ADUs over 750 sq ft. Early pre-application meeting strongly recommended.

Visit City of San Mateo Community Development Department

Infrastructure

Utilities & Requirements

Solar

Required

Parking

Not required

Separate Meter

Optional

Fire Sprinklers

See note

Sewer: Connection to SFPUC/Peninsula Clean Energy grid; sewer lateral upgrade may be required for new detached ADUs
Fire Sprinklers: Not required unless primary structure requires them
Parking: No additional parking required

Financials

ADU Costs in San Mateo

Typical Build Cost

$220,000 – $430,000

Cost per Sq Ft

$300 – $385

Monthly Rental

$2,300 – $3,700/mo/mo

Property Value Added

Adds $350,000 – $600,000 to property value

Available Grants & Programs

  • CalHFA ADU Grant Program available
  • San Mateo County ADU loan programs (check county housing office)

San Mateo sits at the heart of Silicon Valley's northern corridor. Caltrain Baby Bullet service makes ADUs attractive to San Francisco and South Bay tech workers. High property values mean ADU ROI is among the strongest in California. Rental demand is consistent year-round with very low vacancy.

Use the free ADU Cost Calculator →

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Disclaimer: Information is compiled from publicly available municipal codes for general informational purposes only. It does not constitute legal, zoning, or construction advice. Regulations change frequently. Always verify with your local planning department. Last verified: March 14, 2026. Verify with City of San Mateo Community Development Department

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San Mateo Quick Facts

  • Max size1,200 sq ft
  • Rear setback4 ft
  • Permit timeline60 days
  • Build cost$220,000 – $430,000
  • Rental income$2,300 – $3,700/mo/mo
  • Owner occupancyNot required

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Official Source

City of San Mateo — Accessory Dwelling Units

San Mateo Municipal Code Chapter 27.19

Last verified: March 14, 2026

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ADU rules change often.

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